Listen to this topic on The Personal Finance Podcast! Here in Florida, we experience hurricanes that can devastate an entire city. They can turn a city into complete chaos (a la hurricane Harvey and Irma). The good thing about hurricanes is that we know when they are coming. We can prepare by stocking up on water bottles, canned food, and flashlights. In the midwest, they have a force of nature […]

Hold On To Your Fancy Pants, There’s a Recession Coming

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      Are you tired of watching all those basics posting photos in foreign lands to their Instagram with inspirational quotes as captions? Maybe you want to pose with dolphins, zip line over waterfalls, or sip vino in Rome. If you proclaimed yes with each comma you read, then do I have a treat for you.   Welcome to travel hacking.   Today I am going to give you […]

How We Travel The World For Free

  Let’s get real. Money is something that we must have in order to thrive. A tool that can unlock a world of time and freedom. Yet, many of us spend so little time actually thinking about it.   Maybe you have been taught to fear money. It was a taboo topic to discuss in your household so you resent the thought of it.   Well, today I want to […]

7 Ways to Become Awesome With Your Money

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  Let me get a show of hands.   Who has ever bought something from Amazon and said to themselves: “This is such a good decision, that I am going to sell this at a garage sale one day!”   **Crickets Chirping***   Now, let me ask you another question.   I hate questions.   Just one more.   Fine.     How often do you ask yourself “Will this […]

Every Action You Take Is A Vote – Make It Count

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If you are new to the Roth IRA, this is the place to be. I am going to show you the three reasons to open a Roth IRA, potential negatives, and the best ways to invest in a Roth. I will also include my Roth IRA plan, how I track my progress, and a 52 week savings challenge! Grab the FREE Roth IRA Savings Plan Printable Here! Every year, my […]

How To Use A Roth IRA To Become A Millionaire

Ah, the student loan. It made life so easy when we needed it most. Until the massive debt monster revealed itself after graduation. Most of us college graduates have them. If you do, don’t stress. I want to make the payoff process easier for you. We paid off my wife’s $21,000 loan in less than a year, on a modest salary. You can do the same, you just have to […]

The 7 Best Ways to Pay Down Your Student Loans Fast

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    If I could put anything on a billboard, I would write 5 simple words:   It won’t make you happy.   In college, I dreamed of life after my studies. I could not wait to make money so I could buy the things I always wanted. I had visions of buying a nice house, whipping around a fancy car and wearing the finest threads money can buy. You […]

The Simple Path To Happiness

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Have you ever been told you need to spend money to make money? Many of us are not fed with a silver spoon, handed a pile of cash, or given any break on life. To me, this is not a bad thing, it actually builds character and gives us the tenacity we need to become who we are. We begin to develop a callus to adversity. It gets easier every […]

The Cheapest Ways To Become A Millionaire

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  I am constantly brushing off advice that I’ve heard my entire life. Eat more vegetables. Floss daily.  Read more often. The keys to happiness are people not things. Early to bed, early to rise, makes a man healthy, wealthy and wise. We seem to think we are above listening to these cliches. That we are too smart to become inspired by such piddly wisdom.   What if we changed […]

The Keys To Life Are In The Cliche´

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        I am constantly sounding the alarm, telling people that the best time to invest is today. As we all know, just telling someone to do something won’t get the job done. So I am going to put my words where my mouth is and show you the magical powers of compound interest.   I want to start our compound interest journey with a story:   In […]

Why Investing Early Matters

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    Like this post? Get the printable version and checklist here!   This could be your best year yet. I’m not talking about just one area of your life, but exploding your growth in all areas. From your career, finances, relationships, and knowledge. It all weighs on the shoulders of the habits you create.     It is ingrained in us to get better. To push beyond the barriers of […]

57 Ways To Accelerate Your Personal Growth

  So, you spent too much money for the holidays.   You were engulfed in a wave of generosity, feeling like Oprah on a gift binge. You get a gift, you get a gift, everybody gets a gift! It was your greatest giving year to date. You made it rain presents. Your family, friends and co-workers, have no idea what hit them.   We can’t forget your holiday party. The […]

How To Defeat The Holiday Spending Hangover

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      Many of us have been sold the American dream. You go to school, attend college, work a 9-5 for 40 years, retire, then die. Leaving us to do the things we enjoy when we are old.   Who the heck wants to live that way? Why is this the American Dream?   Well guess what? We don’t have to. You should aspire to break this as the […]

Stop Trading Time For Money

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      I was recently at a drug store picking up a few things. As I was leaving, another man was getting into his car parked right next to mine. He was a young guy, driving a 7 Series BMW. A six figure car. I thought to myself, I wonder what he does for a living?   He backed out of his parking spot and I did the same. […]

How Fancy Are Your Pants?

        In the 1980’s, a few researchers came up with a proposed idea that they thought would help reduce crime in the U.S. They called that theory ‘Broken Windows’. The idea was fairly simple, a broken window is a sign of a community that has been neglected. In turn, a community that has been neglected, is more likely to have an increase in crime rate. The hypothesis […]

Why The Small Things Matter

  Money is a tough thing to wrap our brains around sometimes. Especially when it comes to our own personal finances. It can be stressful, make you feel lost, and seem like you’re running on a treadmill.   I felt these same feelings early on in my financial life. I was in debt, frustrated, and looking for a way to figure this whole financial mess out. It’s a terrible feeling […]

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