Budget

401K Millionaire — You may be realizing that you need to start saving for retirement. But, there are a ton of options out there. The 401(k) is a wonderful way to save for retirement. In fact, the number of 401(K) millionaires has reached an all-time high. Surging markets and a booming economy may have something to do with it. But, the many Americans who have achieved the impressive million-dollar club, also have practiced […]

How to Become a 401(k) Millionaire

in Blog / Budget / Invest tagged retirement

Lidestyle Creep Avacado Toast — Lifestyle creep is a silent thief. It is the biggest problem with your money. If you are not careful it can destroy your finances. It is why the high-income earners still live paycheck to paycheck. Or, why you see athletes who have made 100 million dollars in their career go broke. If you fall victim to lifestyle creep you will probably feel like you’re successful. You will have a nice […]

Lifestyle Creep: What It Is and How to Avoid It

in Blog / Budget tagged saving

Most millionaires are made from investing in real estate. The reason is due to the 5 ways that rental properties will make you a millionaire. As we already know, investing is by far the best way to build wealth. Why not invest in an asset that produces cash for you each month while providing someone with a place to live? Real estate investing is a win-win. You can run a […]

5 Ways to Become a Real Estate Millionaire with Rental Properties

in Blog / Budget / Invest tagged real estate

When it comes to investing your money, you want to make sure it is easy, safe, and with no extra fees. M1 finance provides you all of that. As one of the best brokerages out there, M1 finance combines a brokerage, Robo-advisor, and a bank account all in one. The question then becomes, is it right for you? Let’s find out. What is M1 Finance? M1 Finance is a great […]

M1 Finance Review: Everything You Need to Know (Is it Legit?)

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You will never build wealth by just saving money. In fact, if you keep saving, you will go broke. I can not stress this enough. I am determined to ring this bell until everyone in the world hears it. Too many people in this world don’t understand how their money works. It is why I believe personal finance should be taught in every middle and high school across America. Let’s […]

If You Don’t Invest Your Money You Will Go Broke

in Blog / Budget / Invest tagged investing

Want a free ebook on how to ask for a raise with scripts and printables? Get it here! If you want to avoid the awkward exchange with your boss by asking for a raise in person. You can always ask for a raise in an email. You probably already know that raises don’t appear out of thin air. You are going to have to put yourself out there, take a […]

How to Ask For a Raise in an Email (With Examples)

in Blog / Budget / Invest tagged career

Download the free ebook, Negotiate Your Salary, A step-by-step guide to asking your boss for a raise! It will give you every step to getting a raise and includes free scripts and printable checklists! Increasing your income is the foundation for building wealth. Learning how to ask your boss for a raise is the quickest path to get there. As you will soon learn, it is a skill. One of […]

How to Ask for a Raise From Your Boss (And Get It)

in Blog / Budget / Invest tagged career

Let’s just call it like it is. Your debt is a burden. You need to get rid of it once and for all. I am going to show you how to pay off debt the fast way. The amazing thing is, you will have options. I still remember the day I got my shiny new credit card in the mail. It was my first card that I got to “build […]

How to Pay Off Debt (The Fast Way)

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Woman and Son — Life Happens. It is not a matter of if an emergency comes up, but WHEN. When it hits the fan, you need to be ready financially. Because having a cash cushion is not about restriction. It is about having freedom and peace of mind. Removing the burden that a financial misstep can create. Maybe your car breaks down. Your house unexpectedly needs a new roof, or you lose your job. […]

The Ultimate Guide to Saving an Emergency Fund

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Automate Your MONEY — Conventional wisdom will say that motivation is the key to changing our habits. “Maybe if you wanted it badly enough, you would make sure it gets done.” But let’s get real, what we really want is the path of least resistance. We want to take the easier route. Many “productivity gurus” will tell you this is a dumb strategy. What they fail to recognize, is that it is actually a […]

How to Automate Your Finances: The Set it and Forget It System

in Blog / Budget / Invest tagged auto-invest

Producer or Consumer — Unless you produce more than you consume you are going to fail. It was the first time in my life I realized what the secret was. A gradual process has led to a single moment. Something I had been hunting down for some time. The question was simple. What do successful people do that others don’t? You’ll see the internet plastered with fluff that doesn’t really lead to true results. […]

Producer Vs. Consumer – How to Change Your Mindset and Your Life

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Sunny Health and fitness spin bike — Want to build your own DIY Peloton? Check out all the gear you need here! If you have ever seen a commercial for a Peloton bike on TV, you want one. I found myself in this situation. Having a fancy spin bike that can provide workout classes in the comfort your own home is extremely appealing. So I whipped out my iPhone and headed over to Peloton’s website to see […]

DIY Peloton: How To Build Your Own Smart Bike For Less

in Blog / Budget tagged diy

Save your first 100k — I saved 100k before I turned 25. It was the most difficult financial milestone I have ever tried to accomplish. Nothing has yet to compare. Charlie Munger, who is Warren Buffett’s right-hand man famously said this at one of Berkshire Hathaway’s annual shareholder meetings. The first $100,000 is a b*#%h, but you gotta do it. Chuck talked about how necessary it is to get to that point. I don’t care […]

How to Save Your First $100K

in Blog / Budget / Invest tagged investing

Health Savings Account — Quick Answer: A Health Savings Account or HSA, is a sponsored health plan that you open up at work. The contributions you make are tax-free, and you can invest those contributions. You can only open an HSA if you have a high deductible health plan. You can use those contributions for medical expenses. We all will need medical attention someday, why not pay for that medical attention without getting hammered […]

What Is a Health Savings Account (HSA)?

in Blog / Budget / Invest tagged retirement

This post may contain affiliate links. Please read my Disclosure for more details. Let’s face it. If you want to become wealthy there are three things you need to do. Increase your income. Spend less than you make. Track your net worth. These are non-negotiable. These three buckets are what will make you a wealthy person. Almost nothing else actually matters. I have heard every excuse in the book. “I […]

11 Reasons Why I love Personal Capital

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As my wife’s baby bump continues to grow, I have been increasing my research into the unknown world of child development. Beyond that, I have also been spending a lot of time thinking about saving for college. Many questions come across my mind. The ultimate comes down to this: What is the best way to save for college? There are a number of ways you […]

What Everyone Ought to Know About Saving for College

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