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Everyone is looking for a single investment to get rich quick. Something no one else knows about. The secret to making money in the stock market. The “secret” is simple. When you invest in the stock market, the key is making sure you reduce your risk. How the heck do you do that? By maintaining a simple mindset for every investment you make. It comes down the investment mantra, that […]

The Secret to Making Money in the Stock Market


This post may contain affiliate links. Please read my Disclosure for more details. Let’s face it. If you want to become wealthy there are three things you need to do. Increase your income. Spend less than you make. Track your net worth. These are non-negotiable. These three buckets are what will make you a wealthy person. Almost nothing else actually matters. I have heard every excuse in the book. “I […]

11 Reasons Why I love Personal Capital



I am constantly looking for ways to optimize. This becomes a blessing and a curse for a few reasons. A blessing in the fact that almost everything on this planet interests me. A curse because I can never truly become good at every single one of them. As with everything, my brain begins to associate almost every situation with numbers. This has led me to come up with the best […]

The Amazing Power Of 1%


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    As my wife’s baby bump continues to grow, I have been increasing my research into the unknown world of child development.   Beyond that, I have also been spending a lot of time thinking about saving for college. Many questions come across my mind. The ultimate comes down to this:   What is the best way to save for college?   There are a number of ways you […]

What Everyone Ought to Know About Saving for College



    There’s a new American Dream.   It has nothing to do with owning a house, buying a fancy car, or having a good job.   Instead, we want independence from the corporate environment. A way to escape the rat race and spend our time doing what we want, on our terms.   The dream is to work on projects that you enjoy. Things that are important to you, […]

Here’s a Quick Guide to Financial Independence (In 5 Easy Steps)


If you know anything about personal finance, you know that buying a car is one of the worst investments you can make. A car is what is known as a depreciating asset, which is just a fancy way of saying it’s value goes down instead of up the second you buy it.   Take a brand spanking new BMW X3 for example. You can buy one for $45,000 brand new. […]

How You Can Have A Free Car For Life



    If you want to cut cable and save money, I have put together a list of tools to get started. You can get your copy HERE (Hint; One of these tools will save you over $20 a month).   You don’t have cable?!   You can bet your bottom dollar I don’t, and I couldn’t be happier. I didn’t cut my cable because of need or deprivation, I […]

Get Rid of Cable Once and For All!


    Lately, I have seen a lot of what I call “house shaming” floating around the internet. The battle of buy vs. rent has become ever so heated.   Every news publication is coming out with reasons why you should, or should not buy a house.   Robert Kyosaki, the author of Rich Dad Poor Dad, is famous for saying that your house is not an asset (I will […]

Is Buying a House for Suckers?



    Business is tough.   Running your own business is even harder.   Especially when you are management, sales, and accounting staff all in one.   When you are in the business world, rejection is a part of the territory.   Everyone from Zuckerberg to Buffett have to been rejected.   I have become somewhat of a rejection expert.   That is because I am rejected Every. Single. Day. […]

I Get Rejected Over 50 Times Per Month, Here Is How I Deal With it.


      I hear people complaining that they can’t get ahead.   They want to leave the cubicle for the corner office, but it feels like they will never get there.   They watch others get promoted, while they have been in the same position for the last 5 years.   It’s funny, it’s almost like they are waiting for someone to walk up and hand them a promotion. […]

The Secrets To Getting Really Good At Your Job and Finally Getting That Promotion



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    Have you noticed a trend?   It would be hard to miss if you have ever read a news feed.   Every article is plastered with morning routine advice. That advice is always followed up with wake up early.   What are you supposed to do with that early morning time they say?   Mediate (or just sleep sitting up because it’s 5am).   Journal.   Eat Breakfast. […]

Please Stop Telling Me I Need to Wake Up Early to Be Successful


Listen to this topic on The Personal Finance Podcast! Here in Florida, we experience hurricanes that can devastate an entire city. They can turn a city into complete chaos (a la hurricane Harvey and Irma). The good thing about hurricanes is that we know when they are coming. We can prepare by stocking up on water bottles, canned food, and flashlights. In the midwest, they have a force of nature […]

Hold On To Your Fancy Pants, There’s a Recession Coming



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      Are you tired of watching all those basics posting photos in foreign lands to their Instagram with inspirational quotes as captions? Maybe you want to pose with dolphins, zip line over waterfalls, or sip vino in Rome. If you proclaimed yes with each comma you read, then do I have a treat for you.   Welcome to travel hacking.   Today I am going to give you […]

How We Travel The World For Free


  Let’s get real. Money is something that we must have in order to thrive. A tool that can unlock a world of time and freedom. Yet, many of us spend so little time actually thinking about it.   Maybe you have been taught to fear money. It was a taboo topic to discuss in your household so you resent the thought of it.   Well, today I want to […]

7 Ways to Become Awesome With Your Money



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  Let me get a show of hands.   Who has ever bought something from Amazon and said to themselves: “This is such a good decision, that I am going to sell this at a garage sale one day!”   **Crickets Chirping***   Now, let me ask you another question.   I hate questions.   Just one more.   Fine.     How often do you ask yourself “Will this […]

Every Action You Take Is A Vote – Make It Count


Ah, the student loan. It made life so easy when we needed it most. Until the massive debt monster revealed itself after graduation. Most of us college graduates have them. If you do, don’t stress. I want to make the payoff process easier for you. We paid off my wife’s $21,000 loan in less than a year, on a modest salary. You can do the same, you just have to […]

The 7 Best Ways to Pay Down Your Student Loans Fast